Building Wealth in 5 Simple Steps

  1. Get Started in Minutes
    Create your account in under 10 minutes through our secure app or website.
  2. Connect With Confidence
    Link your bank securely through Stripe's enterprise-grade integration. We never share your info with anyone.
  3. Make Your First Move
    Your initial investment immediately funds hundreds of real estate loans in the Flywheel Portfolio.
  4. Set Your Growth Strategy
    Optimize your returns with scheduled recurring monthly investments.
  5. Watch Your Wealth Grow
    Track performance as monthly returns automatically compound, or maintain liquidity with anytime withdrawals.

Simple. Smart. Pioneering. Are you?

Vincent Readers, Welcome to Investments Most Have Not Discovered Yet

The Flywheel PortfolioYou fund loans to real estate developers who pay you interest. Our diversified portfolio of 100+ real estate loans generates competitive returns* while you focus on what matters. 


Join hundreds of thousands of forward-thinking professionals who've earned $80M+ in returns since 2013 while maintaining peace of mind (and work-life-wealth balance).

Fund real estate loans. Earn monthly returns* from developers.

Start with $100 today →

Who are we? We've helped 250,000+ professionals fund loans to small real estate developers who pay interest. This approach has generated $1B+ in real estate loans and delivered consistent returns without owning a single home.

Your investments are secured by real homes, spread across 100+ carefully selected loans, and optimized for monthly returns—allowing busy professionals to grow wealth efficiently with the Flywheel Portfolio.

Start with $100 and our system automatically spreads your investment across multiple loans, reinvests returns, and rebalances without effort.

Smart professionals, better investments, better living.

Engineered for Performance & Freedom

Invest in Real Estate Loans

PLEASE SEE OUR OFFERING CIRCULARS BELOW:

Groundfloor Finance Inc.

Groundfloor Real Estate 1, LLC.

Groundfloor Yield, LLC.

Groundfloor Loans 1, LLC

PLEASE SEE OUR OFFERING SUBSCRIPTION AGREEMENT BELOW:

Subscription Agreement

OFFERINGS FOR SECURITIES UNDER REGULATION A ON THIS WEBSITE ARE CURRENTLY OPEN TO ALL US RESIDENTS WHERE THE ISSUER HAS FILED STATE NOTICE.

The information on this website does not constitute an offer to sell the limited recourse obligations (or “LROs”) identified herein in any state or jurisdiction in which the issuer is not qualified to do so. Securities are offered and sold under Regulation A of the Securities Act of 1933 (“Regulation A”) only to investors who are residents of the states in which Groundfloor Finance Inc. (“Groundfloor ”), or one of its affiliates has either qualified an offering statement under Tier 1 of Regulation A or made notice of its intent to offer and sell securities under Tier 2 of Regulation A. Groundfloor, or its affiliates, may also offer securities to accredited investors. Investors who believe they qualify as accredited investors may access additional information about these offerings here .

The information on this website does not constitute an offer to sell the limited recourse obligations (or “LROs”) identified herein in any state or jurisdiction in which the issuer is not qualified to do so. Securities are offered and sold under Regulation A of the Securities Act of 1933 (“Regulation A”) only to investors who are residents of the states in which Groundfloor Finance Inc. (“Groundfloor”), or one of its affiliates has either qualified an offering statement under Tier 1 of Regulation A or made notice of its intent to offer and sell securities under Tier 2 of Regulation A. Groundfloor, or its affiliates, may also offer securities to accredited investors. Investors who believe they qualify as accredited investors may access additional information about these offerings here . Groundfloor or one of its affiliates has filed offering circulars and post-qualification amendments (or “PQAs”) (including supplements to such filings) with the Securities and Exchange Commission (the “SEC”) covering the current offering of LROs. An investment in LROs entails risk of loss, and you may lose all or part of your investment. Each investor should carefully consider the risk factors and other information discussed in the qualified offering circulars/PQAs (and current supplements, if any) before purchasing LROs. Some statements in the offering circulars/PQAs and on this website may contain forward-looking statements and are based upon current expectations, plans, estimates, assumptions, and beliefs that involve numerous risks and uncertainties. Although Groundfloor believes that the expectations reflected in such forward-looking statements are based on reasonable assumptions, actual results and performance could differ materially from those set forth in the forward-looking statements. You should consult with your own attorneys, accountants, and other professional advisors prior to making an investment. The information on this website does not constitute an offer to sell or a solicitation of interest in any LROs that may be qualified in the future. No money or other consideration is being solicited with respect to any LROs that have not been duly qualified, and if sent in response, will not be accepted. No offer to buy any LROs that have not been duly qualified can be accepted and no part of the purchase price can be received until an offering circular/PQA covering such LROs has been qualified by the SEC. Any such offer to buy unqualified LROs may be withdrawn or revoked, without obligation of any kind, at any time before notice of its acceptance is given after the date of qualification. An indication of interest in our offerings involves no obligation or commitment of any kind. The information contained in the Offering Circular and offering materials presents a general summary of the business and the purpose and principal business terms of an investment in LROs. This summary does not purport to be complete and is qualified in its entirety by reference to the more detailed discussion contained in the offering circulars/PQAs. Articles or information from third-party sources outside of this domain may discuss Groundfloor (or its affiliates) or relate to information contained herein, but Groundfloor and its affiliates do not approve and are not responsible for such content. Hyperlinks to third-party sites, or reproduction of third-party content, do not constitute an approval or endorsement by Groundfloor or any of its affiliates of the linked or reproduced content. Neither the SEC nor any state securities commission or regulatory authority approved, disapproved, endorsed, or recommended the merits of the offering described in the offering circulars/PQAs or reflected on this website. Groundfloor’s services do not constitute “crowdfunding” as described in Title III of the Jumpstart Our Business Startups Act (“JOBS Act”).


*10% return based on a 11.54% average return on loans repaid within the Flywheel Portfolio since its launch in July 2024 (*based on an analysis of repaid fractional loan interests held by the subsidiary entities underlying the Flywheel Portfolio and repaid as of February 2025, inclusive of losses and weighted based on principal amount invested and holding period to repayment).

A copy of these materials may also be obtained for free on the SEC’s website at www.sec.gov.

600 Peachtree St NE, Suite 810, 

Atlanta, GA 30308

600 Peachtree St NE, Suite 810, 

Atlanta, GA 30308