Earn Consistent, Short-Term Returns Backed By Real Assets

Access institutional-grade real estate credit with Groundfloor. Sign up with code SAMHYI and invest $1,000 in Notes to receive a $100 investing credit (terms apply).

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Maximum flexibility
Perfect for short-term goals
Deferred interest


$100 Minimum

1 Month Note

5.0%

Fixed Return

Maximum flexibility
Perfect for short-term goals
Deferred interest


$100 Minimum 

3 Month Note

6.0%

Fixed Return

12 Month 
Signature 
Note

Highest return
Annual strategy
Monthly interest


$1,000 Minimum 

8.5%

Fixed Return

Flexible 1, 3, or 12-month options

Build passive income on your timeline

Low minimums—more access

Invest in Private Real Estate Credit Like Samuel Smith

Build A More Resilient Portfolio 

Higher-net-worth investors know the value of uncorrelated assets, especially in uncertain markets. Groundfloor provides exposure to real estate–backed debt positions that deliver consistent interest, short duration, and transparent risk controls.

Groundfloor’s approach to private credit combines institutional underwriting practices with individual investor access.

Professionally underwritten loans with transparent grading

A predictable interest stream separate from market volatility  

Asset-backed investments with defined terms

Access to short-duration real estate credit 

What This Includes

A more efficient path to diversification 

Don't miss out—this limited-time investment bonus for new investors ends 01/30. Credit will be added to your account 30 days after your first investment.