High-Yield Fixed Income Investing
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OFFERINGS FOR SECURITIES UNDER REGULATION A ON THIS WEBSITE ARE CURRENTLY OPEN TO ALL US RESIDENTS WHERE THE ISSUER HAS FILED STATE NOTICE. The information on this website does not constitute an offer to sell any securities identified herein in any state or jurisdiction in which the issuer is not qualified to do so. Securities are offered and sold under Regulation A of the Securities Act of 1933 (“Regulation A”) only to investors who are residents of the states in which Groundfloor Finance Inc. (“Groundfloor ”), or one of its affiliates has either qualified an offering statement under Tier 1 of Regulation A or made notice of its intent to offer and sell securities under Tier 2 of Regulation A. Groundfloor, or its affiliates, may also offer securities to accredited investors where such investors are duly qualified.
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Invest on your terms with Groundfloor Notes. Choose from a variety of high-yield, fixed-rate Notes offering up to 9%, lock in your return from day one, and earn predictable income with no investor fees.
Quarterly access:
Stack three 3-month Notes purchased 30 days apart to earn 6% with monthly maturing capital
Emergency Fund:
Auto-renewing 1-month Notes earn 5% while keeping cash accessible
Income Focus:
The 12-month Signature Note earns 8.0%, with monthly interest payments while principal renews
Designed for How Investors Use Cash
Traditional fixed-income investing forces a tradeoff: lock up capital for meaningful returns, or sacrifice yield for accessibility. Groundfloor Notes eliminate that compromise with defined timelines, fixed returns, and real liquidity.
Protect Your Savings.
The average 12-month CD pays around 1.55%. Groundfloor’s Signature Note delivers 8.0%, with monthly interest payments.
Why Investors Choose Groundfloor
Every Note is backed by diversified, first-lien real estate loans professionally underwritten and managed by Groundfloor. Investors are accessing private real estate credit - an asset class institutions use for fixed income - now available with 12-month liquidity and low minimums.
Source: *Rates shown for CDs and Treasuries are sourced from the FDIC and Bankrate as of July 2026. Shown for illustrative purposes only.
Frequently Asked Questions
Use Notes however your strategy requires:
You design the structure. Notes adapt to your liquidity needs—not the other way around.
Founded in 2013, Groundfloor was the first platform to receive SEC qualification for real estate investing, making private real estate credit accessible to all investors through Regulation A.
Groundfloor manages the entire investment lifecycle—from underwriting to servicing—backed by real assets rather than market speculation. Across its investment products, the platform has delivered historically positive performance while prioritizing transparency, risk management, and investor control.
Traditional fixed-income investing forces a tradeoff:
lock up capital for meaningful returns, or sacrifice yield for accessibility. Groundfloor Notes eliminate that compromise with defined timelines, fixed returns, and real liquidity.
Why Investors Choose
Real Estate Investing
& Private Market Insights
Alts.co Reviewed Groundfloor. Here's What Stood Out.
Stay informed with market trends, investing strategies, and updates to help you make smarter decisions.
Real assets, real yield, real returns.
A Track Record You Can Bank On
$39M+
100%
5-8.0%
1-12
Multiple Notes. One Real Estate Engine.
Lock In Up To A 2% Bonus
On Your Fixed Rate
+$20,000
In 24 Months