Want Long-Term Growth? 

Meet Our Flywheel Portfolio

Private Market Access. 
Fixed Income That Delivers.

© 2025 Groundfloor. All rights reserved.


Passive Real Estate Income That Builds. Your Timeline.

Every Note is backed by real property. Fixed interest. Fixed maturity dates. Zero surprises. 

Traditional fixed-income investing forces a choice: lock up capital for meaningful returns, or sacrifice yield for accessibility. Notes eliminate that tradeoff through flexible term structures.

Every dollar in Notes is backed by real estate collateral from Groundfloor's actively managed loan portfolio. Since 2018, Groundfloor Notes have delivered a perfect track record: 100% of investors have received positive returns, with every payment of principal and interest arriving in full and on time.

These aren't unsecured consumer loans or abstract financial instruments—they're first-lien positions on residential properties underwritten by a team with over a decade of experience. If borrowers default, Groundfloor forecloses and recovers your investment. 


+2.2 B
Funded

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Flywheel Portfolio

9-10% IRR

Over 3 Years

Automatic diversification 

across 100+ loans
Returns build gradually

$100 minimum to start

Maximum flexibility
Perfect for short-term goals
Deferred interest


$100 Minimum

1 Month Note

4.75%

Fixed Return

Quarterly returns
Balance liquidity yield

Deferred interest


$100 Minimum

3 Month Note

5.75%

Fixed Return

12 Month 

Highest return
Annual strategy
Monthly interest


$1,000 Minimum 

8.25%

Fixed Return

Signature

Note

Your capital diversifies instantly across geographies, borrowers, and property types—dramatically reducing single-deal risk.

Institutional-quality real estate credit, historically reserved for large investors, now open with flexible minimums.

Private Market Access

Diversified

Flywheel can reinvest repayments from hundreds of private real estate loans to help investors grow their wealth over time.

Build Wealth

Fully Managed

Flywheel can reinvest repayments from hundreds of private real estate loans to

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+90M
Investor earnings paid

*All investments involve risk. Notes pay interest at maturity. Rates shown as of Febuary 2026 and may vary monthly based on market conditions. Notes are not savings accounts, are not insured, and are not issued by a bank.

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Asset-backed Notes with fixed terms. 
1-mo, 3-mo, or 12 months. Your money. 
Your timeline. Your returns. Zero investor fees.

Why Groundfloor Notes?

A copy of these materials may also be obtained for free on the SEC’s website at www.sec.gov.

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