Building Wealth in 5 Simple Steps

  1. Get Started in Minutes
    Create your account through our secure app or website.
  2. Connect With Confidence
    Link your bank securely through Stripe's trusted platform.
  3. Make Your First Move
    Your initial transfer goes straight to work in the Flywheel Portfolio.
  4. Set Your Growth Strategy
    Automate your success with recurring transfers.
  5. Watch Your Wealth Grow
    Monthly returns automatically reinvest, or withdraw anytime.

Simple. Smart. Automated.

The Pioneer in 
Fractional Real Estate Debt

The Flywheel Portfolio: While others offer tiny pieces of homes, we offer something smarter - a collection of real estate loans hand-picked by our experts, paying you a consistent 10%* annual return. No waiting years for homes to gain value or dealing with tenant drama.

Join 200,000 investors who've earned $30M+ in returns since 2013.

Invest In Stocks, And Debt (That's Where We Come In)

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Who are we? We've helped 200,000+ investors build wealth through returns on real estate loans, with $1B+ in loans originated and funded by us. Your investments are secured by real property, selected by experts, and designed for consistent monthly returns for you.

Trusted by 1,000s of Smart Investors.

Built for Performance & Peace of Mind

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PLEASE SEE OUR OFFERING CIRCULARS BELOW:

Groundfloor Finance Inc.

Groundfloor Real Estate 1, LLC.

Groundfloor Yield, LLC.

Groundfloor Loans 1, LLC

PLEASE SEE OUR OFFERING SUBSCRIPTION AGREEMENT BELOW:

Subscription Agreement

OFFERINGS FOR SECURITIES UNDER REGULATION A ON THIS WEBSITE ARE CURRENTLY OPEN TO ALL US RESIDENTS WHERE THE ISSUER HAS FILED STATE NOTICE.

The information on this website does not constitute an offer to sell the limited recourse obligations (or “LROs”) identified herein in any state or jurisdiction in which the issuer is not qualified to do so. Securities are offered and sold under Regulation A of the Securities Act of 1933 (“Regulation A”) only to investors who are residents of the states in which Groundfloor Finance Inc. (“Groundfloor ”), or one of its affiliates has either qualified an offering statement under Tier 1 of Regulation A or made notice of its intent to offer and sell securities under Tier 2 of Regulation A. Groundfloor, or its affiliates, may also offer securities to accredited investors. Investors who believe they qualify as accredited investors may access additional information about these offerings here .

The information on this website does not constitute an offer to sell the limited recourse obligations (or “LROs”) identified herein in any state or jurisdiction in which the issuer is not qualified to do so. Securities are offered and sold under Regulation A of the Securities Act of 1933 (“Regulation A”) only to investors who are residents of the states in which Groundfloor Finance Inc. (“Groundfloor”), or one of its affiliates has either qualified an offering statement under Tier 1 of Regulation A or made notice of its intent to offer and sell securities under Tier 2 of Regulation A. Groundfloor, or its affiliates, may also offer securities to accredited investors. Investors who believe they qualify as accredited investors may access additional information about these offerings here . Groundfloor or one of its affiliates has filed offering circulars and post-qualification amendments (or “PQAs”) (including supplements to such filings) with the Securities and Exchange Commission (the “SEC”) covering the current offering of LROs. An investment in LROs entails risk of loss, and you may lose all or part of your investment. Each investor should carefully consider the risk factors and other information discussed in the qualified offering circulars/PQAs (and current supplements, if any) before purchasing LROs. Some statements in the offering circulars/PQAs and on this website may contain forward-looking statements and are based upon current expectations, plans, estimates, assumptions, and beliefs that involve numerous risks and uncertainties. Although Groundfloor believes that the expectations reflected in such forward-looking statements are based on reasonable assumptions, actual results and performance could differ materially from those set forth in the forward-looking statements. You should consult with your own attorneys, accountants, and other professional advisors prior to making an investment. The information on this website does not constitute an offer to sell or a solicitation of interest in any LROs that may be qualified in the future. No money or other consideration is being solicited with respect to any LROs that have not been duly qualified, and if sent in response, will not be accepted. No offer to buy any LROs that have not been duly qualified can be accepted and no part of the purchase price can be received until an offering circular/PQA covering such LROs has been qualified by the SEC. Any such offer to buy unqualified LROs may be withdrawn or revoked, without obligation of any kind, at any time before notice of its acceptance is given after the date of qualification. An indication of interest in our offerings involves no obligation or commitment of any kind. The information contained in the Offering Circular and offering materials presents a general summary of the business and the purpose and principal business terms of an investment in LROs. This summary does not purport to be complete and is qualified in its entirety by reference to the more detailed discussion contained in the offering circulars/PQAs. Articles or information from third-party sources outside of this domain may discuss Groundfloor (or its affiliates) or relate to information contained herein, but Groundfloor and its affiliates do not approve and are not responsible for such content. Hyperlinks to third-party sites, or reproduction of third-party content, do not constitute an approval or endorsement by Groundfloor or any of its affiliates of the linked or reproduced content. Neither the SEC nor any state securities commission or regulatory authority approved, disapproved, endorsed, or recommended the merits of the offering described in the offering circulars/PQAs or reflected on this website. Groundfloor’s services do not constitute “crowdfunding” as described in Title III of the Jumpstart Our Business Startups Act (“JOBS Act”).


*10% return based on a 11.54% average return on loans repaid within the Flywheel Portfolio since its launch in July 2024 (*based on an analysis of repaid fractional loan interests held by the subsidiary entities underlying the Flywheel Portfolio and repaid as of February 2025, inclusive of losses and weighted based on principal amount invested and holding period to repayment).

A copy of these materials may also be obtained for free on the SEC’s website at www.sec.gov.

*10% return based on a 11.54% average return on loans repaid within the Flywheel Portfolio since its launch in July 2024 (*based on an analysis of repaid fractional loan interests held by the subsidiary entities underlying the Flywheel Portfolio and repaid as of February 2025, inclusive of losses and weighted based on principal amount invested and holding period to repayment).